Independent analysis for institutions, issuers, investors, and other market participants.
It is an assessment of performance and credit risk exposure, stability and capital protection of specific debt, equity or hybrid mutual fund schemes. It provides information on mutual funds’ risk-returns, stability, and capital protection information to enhance investment decisions.
It is an assessment of pension funds’ asset quality and associated risks, fund performance, quality of governance and membership support and other risks such as operational, and regulatory compliance. It provides information on pension funds’ financial strength to meet its obligations to contributors and beneficiaries.
It is an assessment of an insurer’s financial strength to meet its contractual obligations to policyholders in full and on time. It provides information on insurers’ financial strength and capacity to pay claims to existing and potential insurance policyholders for insurance policy purchase decisions.
It is an assessment of a bank’s credit risk which is a function of a bank’s exposure to business and financial risks as well as the likelihood of it receiving extraordinary financial support in case of distress. It provides information on safety and soundness of financial institutions to depositors, investors, and customers for banking decisions.